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About Our Business Funding Services

Financial Solutions for Small Businesses Across San Diego, CA

Fidelity Advance is an alternative lender that supports small businesses in San Diego, CA through a variety of different funding models, giving them an opportunity where traditional lenders and banks would pass them up. We appeal to clients through our convenient business model, which prioritizes fast turnarounds for funding through simple, painless applications.

Our funding advisors can walk you through the process of receiving financial support. We support a wide variety of enterprises across San Diego, including (but not limited to) restaurants, medical practices, construction companies, and retail stores such as dispensaries. If you are frustrated with rejection from the banks as a small business owner, Fidelity Advance is ready to help with a smooth solution to address your financial needs.

The Benefits of Choosing Fidelity Advance

Fidelity Advance sets itself apart through our devotion to our clients. We know that running a small business is a stressful, fast-moving experience. With that in mind, our services cut out the usual frustrations of applying for funding at a bank. When you consult with Fidelity Advance, you reap these benefits and more:

  • No impact on credit score. Applying for funding with most traditional lenders involves a hard credit pull, losing anywhere from 5 to 10 points from your score and causing you unnecessary stress. Fidelity Advance shields borrowers from this penalty upfront, allowing you to focus on what really matters.
  • Easy applications. An application for funding at Fidelity Advance only takes minutes, without any of the needlessly complicated questions that plague other applications.
  • Timely turnaround. Fidelity Advance cuts out the long wait times from the application process, allowing you to meet your funding deadlines on time.

We keep our process as streamlined as possible, as we offer solutions that can address your business's immediate and long-term needs. Above all else, we want to eliminate the barriers that stand in the way of your growth.

Requirements

Checkmark icon Minimum 4 months in business
Checkmark icon Minimum $5,000 in monthly sales

Easy Process

Checkmark icon Fill out an application form online
Checkmark icon Our friendly staff will contact you for final approval

Funding Approval

Checkmark icon From $5,000 to $5,000,000
Checkmark icon In the bank as fast as 24 hours upon final approval

Flexible Repayment

Checkmark icon We will agree on a repayment schedule that works for you
Checkmark icon We collect a small fixed fee or a percentage of sales until we are paid back

Types of Financial Support

At Fidelity Advance, we do not believe in a "one size fits all" approach to addressing a business's financial problems. We help a wide breadth of clients across different industries at different stages of developing their small business; as such, we offer a multitude of funding solutions tailored for you. Some of these commercial loans include:

  • Merchant cash advances. A merchant cash advance allows you to get a large sum of money upfront with a flexible repayment period. Instead of paying off the advance through direct payment, you reimburse the lender through a percentage of your credit card sales. This is a valid option for borrowers with low credit who may be denied for a lump sum payment at another financial institution.
  • Term loans. A term loan provides you with a lump sum of money to use at your discretion, often put towards equipment or a new building. When you take out a term loan, you adhere to a regular schedule of repayment, such as every month or every quarter.
  • Equipment financing. Equipment financing allows you to rent out heavy machinery or tools with a small down payment, paying it off gradually until the amount owed is settled. In these loans, the equipment itself is typically used as collateral.
  • Business line of credit. A business line of credit provides a small business owner with a continual source of money to borrow. This is quite useful for taking care of revolving expenses like inventory and payroll.

No matter how your financial situation presents, our funding advisors can find a solution that works for you as you endeavor towards long-term growth. If you have any questions about whether your small business can qualify for financial aid, our team is happy to answer any questions. Call us today at 888-316-2246.

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