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San Diego Business Funding

Small Business Financing in San Diego, California

Fidelity Advance helps small business owners in a wide variety of industries across San Diego. Unlike traditional banks and lenders, we offer a quick turnaround with financial solutions to help cover your startup costs, day-to-day operations, and more.

Listed below are just some of the industries we support, as well as the financial assistance we can provide.

  • Medical practices. We support doctors trying to provide a higher quality of care for their patients, helping them find a new building or providing them with new equipment.
  • Physical therapists. We support physical therapists looking to reach more clients, as we assist with funding their equipment and taking on new staff.
  • Dental offices. We support dentists with the daily operation or startup of an office, providing financial aid to be put towards acquiring equipment or renovating a space.
  • Retail businesses. We support retail business owners trying to meet customer supply and demand, providing funding for inventory, employees, and more.
  • Restaurants. We support restaurant owners trying to establish themselves in San Diego, lending financial assistance for acquiring ingredients and taking on more cooks and waiters.
  • Automotive repair shops. We support auto repair shop owners looking to start servicing vehicles, offering funding for garages, supply of parts, and technicians.
  • Beauty salons. We support beauty salon owners with starting up and running their business, providing funding solutions for the cost of products and clinicians' tools.
  • Construction companies. We support construction companies aiming to take on more work, as we offer financial support for heavy equipment as well as construction materials.
  • Contractors. We support contractors with the logistics of project management, providing monetary aid for off-season droughts and cash flow issues.

Small Business Administration (SBA) Loans

Although we have many different types of financial support we can offer at Fidelity Advance, you might be eligible for a Small Business Administration loan. Essentially, the Small Business Administration steps in as a mediator between a traditional lender/bank and a small business: the SBA accepts responsibility if the business defaults on the loan, making it less of a risk for the lender. These loans are usually used to cover the expansion of your business or to build up working capital. An SBA loan comes with numerous perks, such as low rates, high funding, and flexible repayment. Because they are guaranteed by the SBA, you can expect more competitive rates than you would get otherwise. However, the eligibility requirements can be strict, especially in regards to your existing credit.

Alternative Funding

Even if you do not qualify for a Small Business Administration loan, you still have options to address your financial needs. Fidelity Advance can provide lump sum payments on short notice, allowing you to focus on your business without any distractions.

One example of alternative funding Fidelity Advance provides is a merchant cash advance, or MCA. An MCA is an avenue for small businesses with low credit; we will provide you with a lump sum amount to be used at your discretion. Instead of repaying an MCA directly, you reimburse what you owe through a fraction of your business's earnings. This allows you some flexibility in paying off a merchant cash advance, rather than a flat fee to be paid every month.

Meet with a Small Business Funding Advisor Today

Fidelity Advance champions small business owners across San Diego, giving you the resources you need to move your business in the right direction. Whether you are a dentist, restaurant owner, or contractor, our funding advisors come prepared to help you find a funding solution for your long-term growth. To start discussing your financial strategy with Fidelity Advance, call our San Diego office at 888-316-2246 or contact us online.

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